Author Archives: Steven

Credit Repair Report: 77 Million Americans Face Arrest Due To Old Debts

Milwaukee, United States – January 31, 2017 /PressCable/ — 77 million American’s may be subject to being arrested for old unpaid student loans, payday loans, credit card debts, medical debt and other types of consumer debts. 1 in 3 U.S. adults have ‘debt in collections’ source CNN-Money More information can be found at: http://www.thecreditrepairshop.com/survey-form Many…

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Debt Collections Companies Taking It To A Whole New Level

Can you be arrested for not paying old debt’s? Debt collector are using technology to make debtors pay up…watch this video to get a complete understanding of how its being done.  

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America’s Largest Student Loan Company Is Being Sued By The Government

The country’s largest student loan company is being sued by the Consumer Financial Protection Bureau, which alleges in a sweeping lawsuit that the company misled students, bungled payment processing, and “cheated” borrowers out of lower repayment rates in favor of its own bottom line. Navient Corp., formerly known as Sallie Mae, services $300 billion in…

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Collection Agency Makes Threats To Arrest Debtor…But Can They Really Do That?

An inside source at a collection agency made me aware of this happening years ago, but know we have the audio to prove it. There are some and I quote “SOME” collection agencies that are pretending to be FBI, Local Law Enforcement or some type of court authority in an attempt to collect outstanding debts.…

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What You’ll Need For a Mortgage Loan Approval

If you are looking to buy a house you’ll need to get your credit in order.  The number one reason why…because you’ll want to qualify for the lowest interest rate possible. The difference in your mortgage payment can be hundred’s or even thousand’s depending upon the size of house you want to purchase. Here are…

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Do you have a “True” credit score or a “Pre-determined” score?

I was shocked to read this report provided by the CFPB’s Consumer Credit Panel.  There is a lot of information but one caught me by surprise.  Did you know that our scores could be pre-determined by creditor scoring models. Here’s an example:  You are a single mom, that works 1 low wage job with 2…

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Two Major Credit Reporting Agencies Have Been Lying to Consumers (Must Pay $23 Million Dollar Fine)

A CFPB investigation concluded that Transunion and Equifax deceived Americans about the reports they provided and the fees they charged. Mike Stewart / AP Like ​The Atlantic? Subscribe to ​the Daily​, our free weekday email newsletter. In personal finance, practically everything can turn on one’s credit score. It’s both an indicator of one’s financial past,…

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IRS to Delay Tax Refunds for Millions of Low-Income Families

Posted: Jan 10, 2017 4:32 PM CSTUpdated: Jan 10, 2017 4:32 PM CST WASHINGTON (AP) — The IRS is delaying tax refunds for more than 40 million low-income families as the agency steps up efforts to fight identity theft and fraud. The delays will affect families claiming the earned income tax credit and the additional child tax…

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Foreclosure Scams: Don’t Get Your House Stolen

Foreclosure Scams: Don’t Get Your House Stolen You could be a prime target for foreclosure scams by Alfred Edmond, Jr.    Posted: December 19, 2016 Foreclosure scams can literally rob you of house and home, as well as ruin your credit, and destroy your finances. If you are a homeowner with fears of not being able to keep…

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5 Things You Can Do To Improve Your Credit

Do you have bad credit?  Here are some things you can do to turn it around. 1. Fail to Check Your Credit Reports – If you don’t check your credit periodically, how can you tell if you are making progress? You can check your credit score and read your credit report for free within minutes…

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