Category Archives: co-sign for loan

Betsy DeVos reverses Obama-era directives aimed at protecting student loan borrowers

Reprint: marketwatch.com A directive just issued by Betsy DeVos is raising alarm among student loan borrower advocates. In a memo sent Tuesday to James Runcie, the chief operating officer of Federal Student Aid (FSA), DeVos rescinded Obama-era directives aimed at holding student loan servicers — the companies hired by the government to manage the repayment…

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Ripoff Alert: World’s Biggest Credit Score Agency Has Been Deceiving People

It now appears that all three of the biggest credit reporting firms have been tricking customers into paying for credit scores that don’t deliver as promised. The main reason people pay to find out their credit scores is to get the same info that banks and other lenders use when judging if someone is worthy…

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Changes to Credit Report Criteria Could Boost Scores

REPRINT Changes to Credit Report Criteria Could Boost Scores by JO LING KENT and MICHAEL CAPPETTA Credit scores for millions of Americans may soon increase due to two major changes in credit scoring. Starting July 1, the three major credit agencies — Experian, Equifax and TransUnion — are dropping certain negative information from credit reports,…

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12 Free Tips On How To Buy A Car and Get The Best Price and Lowest Payment

Buying a new car is a big event…at least it is for me.  Think about it, you are about to buy your next dream car.  Everyone will be looking at you driving your dream car and you will keep it clean and nice forever.  At least that how it starts off, until you start making…

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Fifth Third Bank to Pay $18 Million Settlement For Charging Black & Latino Customers More Interest for Auto Loans

An Ohio-based bank has come under fire for charging Black and Latino customers more interest on auto loans, a joint investigation by the U.S. Department of Justice and the Consumer Financial Protection Bureau has found. Fifth Third Bank, which has 1,300 banking locations in 12 states, has agreed to pay an $18 million settlement related…

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Lenders Always Win Even if You Don’t Pay Any Interest On Your Loans

One of the best strategies to beat the lenders at paying off an simple interest loan is to pay 2 payments one after the other.  This will have you recorded as always being ahead and you’ll see your loan statement show you don’t owe a payment the next month.  You can also do this by…

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Credit Repair Report: 77 Million Americans Face Arrest Due To Old Debts

Milwaukee, United States – January 31, 2017 /PressCable/ — 77 million American’s may be subject to being arrested for old unpaid student loans, payday loans, credit card debts, medical debt and other types of consumer debts. 1 in 3 U.S. adults have ‘debt in collections’ source CNN-Money More information can be found at: http://thecreditrepairshop.com/survey-form Many…

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Debt Collections Companies Taking It To A Whole New Level

Can you be arrested for not paying old debt’s? Debt collector are using technology to make debtors pay up…watch this video to get a complete understanding of how its being done.  

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America’s Largest Student Loan Company Is Being Sued By The Government

The country’s largest student loan company is being sued by the Consumer Financial Protection Bureau, which alleges in a sweeping lawsuit that the company misled students, bungled payment processing, and “cheated” borrowers out of lower repayment rates in favor of its own bottom line. Navient Corp., formerly known as Sallie Mae, services $300 billion in…

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