PLEASE WATCH THIS VIDEO FIRST!
AND ALWAYS SCROLL DOWN THE PAGE FOR NEW UPDATES
STEP 1 – Get all names, addresses, account numbers and phone numbers of all of your creditors you want to get monthly payment relief from.
You can also get all your creditors information from looking at your credit reports. Click Here to Get Copies of your reports and scores.
These are the type of accounts you should be looking to defer:
Auto Loan Payments
Major Credit Cards
Department Store Credit Cards
Payday Loans, Auto Title Loans
Mortgage Payments
Student Loans
Cell Phone Bills
Cable Bills
Utility Bills
Medical Bills
Property Taxes
STEP 2 – Call each of your creditors and see what payment relief programs they are offering during this national emergency. Take notes next to each of your creditors.
Also ask for the address to directly submit your Certified Hardship Statement of Record to. They may say its not necessary, don’t take their work for it. Make sure you get everything on record.
Get the Customer Service Reps ID Number, Name (if possible) and record the date and time you talked to them.
STEP 3 – Download your Certified Hardship Statement of Record Sheets
Click Here for a Sample Of a Fill Out Hardship Document
Click Here for Sheet You’ll Use
STEP 4 – Fill out each section with all the details as instructed in the sample sheet.
STEP 5 – Make copies and send each creditor their hardship document. You keep your copies in a safe place for later use.
If you have any questions about specific creditors please email: [email protected] NOTE in the Subject Line: You are a Hardship Customer
COVID-19 RESOURCE PAGE FROM STATE GOVERNMENT CLICK HERE
EVICTION AND UTILITY BILL NO-SHUT OFF RULES STATE BY STATE CLICK HERE
| The House of Representatives just PASSED the Covid-19 Stimulus Bill to get $1,200 to every adult and $500 to each child. Here are some details: ✔️1. If you filed your 2018 or 2019 taxes you are good. ✔️2. If you didn’t file because you did make enough to file. You need to file a $0 tax return so they will have you on record. BUT ✔️3. If you didn’t file because you are on social security, disability, retirement, etc. You are OK! ✔️4. Even if you owe taxes and didn’t pay you will still get the $1,200 check. 😞5. BAD NEWS you will not get a check or your check will be deducted from the balance you owe in child support. Even if you owe my program will help you keep your money you get from your job or unemployment. ✔️6. GOOD NEWS the IRS is only involved as a name and address locator. They are not judging your tax returns to see if you should get a check. PLEASE, PLEASE, PLEASE Don’t blow this money on paying bills that you can DEFER PAYMENTS AND PROTECT YOUR CREDIT USING THE INFORMATION ABOVE. |
CHASE BANK – We realize you may have concerns about loss of work from business closures or restrictions created by local health guidelines.
What you should know:
- If you can continue making your mortgage payments, you should do so.
- If you need help, you can enroll in payment assistance by:
- Sign in
- Calling us at 1-800-848-9136
- If you’re in the military and have been activated to respond to a disaster, you may be eligible for additional benefits. Please call our military services hotline at 1-877-469-0110.