LATEST POST
What Types of Income Is Exempt From Garnishment
The income that is exempt from garnishment depends on the specific laws in your state and the type of debt you owe. However, here are some examples of income that are commonly exempt from garnishment: The income that is exempt from garnishment depends on the specific laws in your state and the type of…
Steps To Become Financially Responsible
Becoming financially responsible is an important skill that can help you manage your money more effectively and make better financial decisions. Here are some steps to help you become more financially responsible: Set financial goals: It’s important to have clear financial goals in mind. Start by identifying short-term goals like paying off credit card debt…
How To Demand Debt Verification
You have a right to make debt collectors prove the debt they claim you owe. It is not enough for them to simply send you a demand letter and a few statements to make you pay up. To demand debt verification, you can follow these steps: Write a debt verification letter to the creditor. The…
How To Get Charged Off Accounts Removed From Your Credit Reports
Receiving a 1099-C form for cancellation of debt can be a stressful experience. However, it’s important to understand how to deal with it to avoid any negative consequences. Here are the steps you can take to deal with a 1099-C cancellation of debt: Review the form: Make sure that the information on the 1099-C form…
Getting Approved for a Car Loan Involve These Steps
Check your credit score: Your credit score is one of the most important factors that lenders consider when approving car loans. A higher credit score generally means a better chance of getting approved for a loan with favorable terms. You can check your credit score for free through various online credit monitoring services. Determine your…
How To Raise Your Credit Score 200 Points in 30 Days
Raising your credit score by 200 points in 30 days is an extremely challenging goal to achieve, and it is unlikely to happen. Improving your credit score is a gradual process that takes time, patience, and consistent effort. Here are some steps you can take to improve your credit score over time: Check your credit…
Ways To Build Credit Without a Credit Card
Building credit without a credit card can be challenging, but it’s not impossible. Here are some ways to build credit without a credit card: Get a credit builder loan: Credit builder loans are small loans designed to help people build credit. The money you borrow is held in a savings account, and you make monthly…
How To Build Your Credit Scores
Building a good credit score is important because it can impact your ability to get approved for loans, credit cards, and other financial products. Here are some steps you can take to build your credit score: Check your credit report: Start by checking your credit report to ensure that all the information is accurate. You…
Stop Debt Collector From Taking Money From Your Bank Account
If you want to stop a debt collector from taking money from your bank account, you have several options: Close the bank account: This is an extreme measure, but closing your bank account can prevent a debt collector from accessing your funds. However, keep in mind that this may not stop the debt collector from…
How Credit Scores Are Figured
Want to sign up for our credit repair membership services – CLICK HERE