Author Archives: Customer Service Team
Donald J Trump Motion for Summary Judgment Ordered
New York Attorney General James has motioned for a summary judgment against Donald J Trump and his businesses. Trump states that his assets are in a Trust Account and they cannot be touched. The court says otherwise this will be a test for the “Trust Account” believers who state if the “Trust Account” can never…
Can Debt Collectors Levy Your Bank Account Legally?
If a debt collector has levied your bank account, it means they have legally obtained a court order to seize funds from your account to satisfy a debt you owe. However, there are steps you can take to potentially get the money back or mitigate the impact of the levy: 1. **Review the Legitimacy:** First,…
Charge Off and Written Off Accounts
Charged Off: “Charged Off” is an accounting term used by credit card companies to categorize accounts that they no longer consider as collectible assets. When an account is “charged off,” it means the credit card company has determined that the debtor is unlikely to repay the debt, and they have decided to remove the debt…
Civil Judgments Can Have an Expiration Date Making Them Uncollectible
The renewal periods for civil judgments vary by state. Here is a list of states in the United States and their respective renewal requirements for civil judgments as of my knowledge cutoff in September 2021. Please note that laws can change over time, so it’s essential to consult the specific state statutes or seek legal…
What Types of Income Is Exempt From Garnishment
The income that is exempt from garnishment depends on the specific laws in your state and the type of debt you owe. However, here are some examples of income that are commonly exempt from garnishment: The income that is exempt from garnishment depends on the specific laws in your state and the type of…
Steps To Become Financially Responsible
Becoming financially responsible is an important skill that can help you manage your money more effectively and make better financial decisions. Here are some steps to help you become more financially responsible: Set financial goals: It’s important to have clear financial goals in mind. Start by identifying short-term goals like paying off credit card debt…
How To Demand Debt Verification
You have a right to make debt collectors prove the debt they claim you owe. It is not enough for them to simply send you a demand letter and a few statements to make you pay up. To demand debt verification, you can follow these steps: Write a debt verification letter to the creditor. The…
How To Get Charged Off Accounts Removed From Your Credit Reports
Receiving a 1099-C form for cancellation of debt can be a stressful experience. However, it’s important to understand how to deal with it to avoid any negative consequences. Here are the steps you can take to deal with a 1099-C cancellation of debt: Review the form: Make sure that the information on the 1099-C form…
Getting Approved for a Car Loan Involve These Steps
Check your credit score: Your credit score is one of the most important factors that lenders consider when approving car loans. A higher credit score generally means a better chance of getting approved for a loan with favorable terms. You can check your credit score for free through various online credit monitoring services. Determine your…
How To Raise Your Credit Score 200 Points in 30 Days
Raising your credit score by 200 points in 30 days is an extremely challenging goal to achieve, and it is unlikely to happen. Improving your credit score is a gradual process that takes time, patience, and consistent effort. Here are some steps you can take to improve your credit score over time: Check your credit…