Category Archives: court summons

Foreclosure Scams: Don’t Get Your House Stolen

Foreclosure Scams: Don’t Get Your House Stolen You could be a prime target for foreclosure scams by Alfred Edmond, Jr.    Posted: December 19, 2016 Foreclosure scams can literally rob you of house and home, as well as ruin your credit, and destroy your finances. If you are a homeowner with fears of not being able to keep…

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5 Things You Can Do To Improve Your Credit

Do you have bad credit?  Here are some things you can do to turn it around. 1. Fail to Check Your Credit Reports – If you don’t check your credit periodically, how can you tell if you are making progress? You can check your credit score and read your credit report for free within minutes…

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Divorcing Your Spouse Doesn’t Mean You’ve Divorced Your Financial Ties…

This is one of the most misunderstood credit issue’s that come across my desk over and over again.  I get calls about it, I get emails, I get text you get the point. My clients and potential clients are asking “Why are the debt collectors coming after me for debts the judge said my spouse…

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Your Zip Code May Determine Your Wealth?

Unless you’ve been living under a rock, which some people have been for some reason.  There have been numerous news reports stating that your zip code can determine your “Health”. Well part 2 of the story is your zip code can also determine you “Wealth”!  I’ve talked about this for years and some people have…

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New Congress Set To Make Credit Repair Harder

With the election of President Elect Donald Trump we will see some direct changes to the credit repair industry. Over the years we’ve seen credit reporting agencies try to make it harder for consumers to repair their credit.  Here are some of the direct changes that I see coming after the new year. The proof…

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Protected: Student Loan Audit Questionaire (CHECK YOUR EMAIL FOR THE PASSCODE)

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How to Legaly Resist The Repossession of Your Automobile

by Steven A. Williams, President & Founder – TheCreditRepairShop.com “Breach of the Peace” – this is a legal term that can help you keep your car during a repossession if you are able to get a law enforcement officer there before they take your car. The “Repo Man” is not able to: Use bodily force…

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Dealing with Major Garnishments and Collection Issue’s

Dealing with major garnishments, lawsuits, repossessions, student loans, foreclosures, etc. can be a very stressful experience. In this video I going to give you the “Game Plan/Foundation” of how to have a successful resolution when you are dealing with these type of credit and debt collection issue’s. Do you have more question? Fill-out the form…

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Dealing with Debt Collectors and Creditors

Dealing with debt collection companies and original creditors can be a lot of work, but if you understand the process and what has to be done you can have a successful outcome. It is not uncommon for settlements on outstanding debt to be resolved as long as the communication is open and there is a…

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Statute of Limitations – Debt by State

Statutes of limitations for each state (in number of years) State Oral contracts Written contracts Promissory notes Open-ended debts Alabama 6 6 6 3 Alaska 6 6 3 3 Arizona 3 6 6 3 Arkansas 5 5 5 3 California 2 4 4 4 Colorado 6 6 6 3 Connecticut 3 6 6 3 Delaware…

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