Category Archives: garnishment

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12 Free Tips On How To Buy A Car and Get The Best Price and Lowest Payment

Buying a new car is a big event…at least it is for me.  Think about it, you are about to buy your next dream car.  Everyone will be looking at you driving your dream car and you will keep it clean and nice forever.  At least that how it starts off, until you start making…

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Fifth Third Bank to Pay $18 Million Settlement For Charging Black & Latino Customers More Interest for Auto Loans

An Ohio-based bank has come under fire for charging Black and Latino customers more interest on auto loans, a joint investigation by the U.S. Department of Justice and the Consumer Financial Protection Bureau has found. Fifth Third Bank, which has 1,300 banking locations in 12 states, has agreed to pay an $18 million settlement related…

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Lenders Always Win Even if You Don’t Pay Any Interest On Your Loans

One of the best strategies to beat the lenders at paying off an simple interest loan is to pay 2 payments one after the other.  This will have you recorded as always being ahead and you’ll see your loan statement show you don’t owe a payment the next month.  You can also do this by…

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Credit Repair Report: 77 Million Americans Face Arrest Due To Old Debts

Milwaukee, United States – January 31, 2017 /PressCable/ — 77 million American’s may be subject to being arrested for old unpaid student loans, payday loans, credit card debts, medical debt and other types of consumer debts. 1 in 3 U.S. adults have ‘debt in collections’ source CNN-Money More information can be found at: http://thecreditrepairshop.com/survey-form Many…

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Debt Collections Companies Taking It To A Whole New Level

Can you be arrested for not paying old debt’s? Debt collector are using technology to make debtors pay up…watch this video to get a complete understanding of how its being done.  

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America’s Largest Student Loan Company Is Being Sued By The Government

The country’s largest student loan company is being sued by the Consumer Financial Protection Bureau, which alleges in a sweeping lawsuit that the company misled students, bungled payment processing, and “cheated” borrowers out of lower repayment rates in favor of its own bottom line. Navient Corp., formerly known as Sallie Mae, services $300 billion in…

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Collection Agency Makes Threats To Arrest Debtor…But Can They Really Do That?

An inside source at a collection agency made me aware of this happening years ago, but know we have the audio to prove it. There are some and I quote “SOME” collection agencies that are pretending to be FBI, Local Law Enforcement or some type of court authority in an attempt to collect outstanding debts.…

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What You’ll Need For a Mortgage Loan Approval

If you are looking to buy a house you’ll need to get your credit in order.  The number one reason why…because you’ll want to qualify for the lowest interest rate possible. The difference in your mortgage payment can be hundred’s or even thousand’s depending upon the size of house you want to purchase. Here are…

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Do you have a “True” credit score or a “Pre-determined” score?

I was shocked to read this report provided by the CFPB’s Consumer Credit Panel.  There is a lot of information but one caught me by surprise.  Did you know that our scores could be pre-determined by creditor scoring models. Here’s an example:  You are a single mom, that works 1 low wage job with 2…

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